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Enjoy the benefits of a 100% offset account and the comfort of knowing exactly what your repayments will be. Suitable for first home buyers, investors, refinancing and bridging finance. 

Key features

Offset account

100% offset account with Visa Debit card.


It’s free to redraw online or via our app (min $1).


Choose a fixed interest rate period between 1 – 5 years.

What you’ll need:

  • The amount you’d like to borrow (our borrowing calculator can help)
  • Your assets, including estimated values
  • Your liabilities, including credit limits
  • Your gross income
  • The approximate value of any property offered as security
  • Your deposit amount
  • The equity you have in your home.


Choose between Principal and Interest or Interest Only.

Make extra repayments without penalty, up to $20,000 per year.


View our short videos to learn more about our loan products and features.

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Offset home loan
What's a 100% offset account?
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Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.
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