Enjoy the benefits of a 100% offset account and the comfort of knowing exactly what your repayments will be. Suitable for first home buyers, investors, refinancing and bridging finance.
Key features
Offset account
Find out what's so good about a 100% offset account.
Redraw
It’s free to redraw online or via our app (min $1).
Rates
Choose a fixed interest rate period between 1 – 5 years.
What you’ll need:
- The amount you’d like to borrow (our borrowing calculator can help)
- Your assets, including estimated values
- Your liabilities, including credit limits
- Your gross income
- The approximate value of any property offered as security
- Your deposit amount
- The equity you have in your home.
Repayments
Choose between Principal and Interest or Interest Only.
Make extra repayments without penalty, up to $20,000 per year.
Award winning home loans
You'll enjoy outstanding value whether you need an owner occupied or investment home loan.

Tools to help you
Videos
View our short videos to learn more about our loan products and features.
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What's a 100% offset account?
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Benefits of linking a credit card to your offset account.
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