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Borrowing power calculator

Use our home loan borrowing power calculator to answer two of the most common questions home buyers have: “Can I afford to buy a house?” and “How much can I borrow?”

Simply enter your income and expenses to estimate your home loan borrowing capacity.

Calculators

Loan comparison calculator

Compare home loan repayments and fees.

Repayments calculator

Find out what your repayments will be. 

Deposit planner calculator

Work out how much deposit you'll need.

Budget planner calculator

Plan your budget to help build a deposit. 

Stamp duty calculator

Find out how much Government stamp duty you'll pay.

Borrowing power calculator

Calculate how much you can borrow.

Things you should know

The amount calculated is only an estimate of the amount to be borrowed and does not take into account specific factors used by individual lenders in determining their own criteria. This calculator does not replace personal financial advice and you should seek specific professional advice, prior to acting on any information. Lending and serviceability criteria may change. Calculations may use higher interest rates and/or buffer for actual serviceability. Estimate may not include fees and charges.

Credit criteria, terms and conditions and fees and charges apply. The comparison rate is calculated for a $150,000 loan over 25 years. The comparison rate may be different for the loan amount and term that you use in the calculator. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Adelaide Bank a Division of Bendigo and Adelaide Bank Limited ABN 11 068 049 178. Australian Credit Licence/AFSL 237879. GPO Box 1048, Adelaide SA 5001. 

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Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.
© Copyright 2021 Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879