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Term deposits

Our term deposit accounts offer a higher interest rate than a traditional savings account and you can choose terms from 30 days right up to 5 years.

Money making term deposit account

With this account you’ll enjoy a higher interest rate than what a traditional savings account can offer. Choose your preferred term from 30 days right up to 5 years.

Term Interest credited
$5,000 - $5Million* Maturity Monthly Quarterly Half yearly Annually
1 Month 0.90%        
2 Months 1.10%        
3 Months 2.80%        
4 Months 2.10%        
5 Months 2.20%        
6 Months 3.25% 3.20%      
7 Months 2.50% 2.47%      
8 Months 2.60% 2.57%      
9 Months 2.90% 2.86%      
10 Months 2.80% 2.76%      
11 Months 2.90% 2.86%      
1 Year 3.50% 3.45% 3.45% 3.47%  
2 Years   3.78% 3.80% 3.81% 3.85%
3 Years   3.78% 3.80% 3.81% 3.85%
4 Years   3.78% 3.80% 3.81% 3.85%
5 Years   3.78% 3.80% 3.81% 3.85%

Interest rates effective from 05/12/2022

*Term deposit accounts with a balance below $5,000 will attract an interest rate of 0.00% p.a.

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Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.
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