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Target Market Determinations

Delivering better customer outcomes

We are required to make Target Market Determinations available under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act (Cth) 2019.

This is to ensure that the right products end up in the hands of the right customer by focusing on our customers in the design and distribution of our financial products.

What is a Target Market Determination (TMD)?

The purpose of a TMD is to describe:

  • the persons for which the product has been designed,
  • the conditions on the product’s distribution,
  • when this TMD will be reviewed, and
  • recording keeping and reporting obligations of distributors.

Please note a TMD is not intended to provide financial advice. When making a decision about a product always make sure you refer to the Terms and Conditions and any supplementary document(s). These will outline the relevant terms and conditions being provided under that product.

As of 5 October 2021 this page will include the Target Market Determinations for financial products distributed by Adelaide Bank.

Need to talk to us?

General enquiries

1300 652 220 (within Australia)
+61 8 8300 6000 (from overseas).

Mon to Fri 8am-8pm (CST)
Sat, Sun and public holidays 9am-4pm (CST).*

*Excludes Christmas Day, Good Friday and Easter Sunday

ATM & branch banking

Adelaide Bank customers can visit Bendigo Bank ATMs and branches throughout Australia to conduct withdrawals and deposits, complete telegraphic transfers and for bank cheques.

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Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.
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