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SmartFit

Fully featured with a competitive variable rate, this loan comes with the benefits of a 100% offset account. Suitable for first home buyers, investors, refinancing, bridging and construction.

Key features

Offset account

Find out what's so good about a 100% offset account with Visa Debit card.

Rates

Variable only.

Redraw

It’s free to redraw online or via our app (min $1).

What you’ll need:

  • The amount you’d like to borrow (our borrowing calculator can help)
  • Your assets, including estimated values
  • Your liabilities, including credit limits
  • Your gross income
  • The approximate value of any property offered as security
  • Your deposit amount
  • The equity you have in your home.

Repayments

Choose between Principal and Interest or Interest Only.

Make extra unlimited repayments without penalty.

Videos

View our short videos to learn more about our loan products and features.

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Offset home loan
What's a 100% offset account?
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Learn how a bridging loan works.
Go-Between bridging finance
Adelaide Bank logo.

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Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.
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