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SmartSaver

A no frills, low rate home loan with all the basics you need.

Key features

Monthly fee

There’s no monthly fee on SmartSaver.

Rates

Choose between a variable or fixed interest rate.

Redraw

It’s free to redraw online or via our app (min. $1).

What you’ll need:

  • The amount you’d like to borrow (our borrowing calculator can help)
  • Your assets, including estimated values
  • Your liabilities, including credit limits
  • Your gross income
  • The approximate value of any property offered as security
  • Your deposit amount
  • The equity you have in your home.

Repayments

Choose between Principal and Interest or Interest Only.

Make extra repayments without penalty:

  • Variable rate - unlimited
  • Fixed rate - up to $20,000 per year.
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Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.
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