A no frills, low rate home loan with all the basics you need.
Key features
Monthly fee
There’s no monthly fee on SmartSaver.
Rates
Choose between a variable or fixed interest rate.
Redraw
It’s free to redraw online or via our app (min. $1).
What you’ll need:
- The amount you’d like to borrow (our borrowing calculator can help)
- Your assets, including estimated values
- Your liabilities, including credit limits
- Your gross income
- The approximate value of any property offered as security
- Your deposit amount
- The equity you have in your home.
Repayments
Choose between Principal and Interest or Interest Only.
Make extra repayments without penalty:
- Variable rate - unlimited
- Fixed rate - up to $20,000 per year.