Interest rates for new home loans
Variable owner occupied rates | ||||
---|---|---|---|---|
Product type | Principal & Interest | Interest only | ||
Effective from 28/06/2019 | Interest rate | Comparison rate | Interest rate | Comparison rate |
SmartFit | 3.52% p.a. | 3.74% p.a. | 4.27% p.a. | 4.32% p.a. |
SmartFit | 4.02% p.a. | 4.24% p.a. | n/a | n/a |
SmartSaver | 3.52% p.a. | 3.56% p.a. | 4.27% p.a. | 4.15% p.a. |
SmartSaver | 4.02% p.a. | 4.06% p.a. | n/a | n/a |
Variable investment rates | ||||
---|---|---|---|---|
Product type | Principal & Interest | Interest only | ||
Effective from 28/06/2019 | Interest rate | Comparison rate | Interest rate | Comparison rate |
SmartFit | 3.82% p.a. | 4.04% p.a. | 4.27% p.a. | 4.38% p.a. |
SmartFit | 4.12% p.a. | 4.34% p.a. | n/a | n/a |
SmartSaver | 3.82% p.a. | 3.86% p.a. | 4.27% p.a. | 4.21% p.a. |
SmartSaver | 4.12% p.a. | 4.16% p.a. | n/a | n/a |
*Maximum LVR of 90% (including capitalised LMI) for investment products
Fixed owner occupied rate | ||||
---|---|---|---|---|
| Principal & Interest | Interest Only | ||
Effective from 28/06/2019 | Interest Rate | Comparison Rate | Interest Rate | Comparison Rate |
3.49% p.a. | 4.19% p.a. | 4.24% p.a. | 4.25% p.a. | |
3.49% p.a. | 4.14% p.a. | 4.24% p.a. | 4.27% p.a. | |
3.49% p.a. | 4.10% p.a. | 4.24% p.a. | 4.28% p.a. | |
3.99% p.a. | 4.23% p.a. | 4.74% p.a. | 4.46% p.a. | |
3.99% p.a. | 4.23% p.a. | 4.74% p.a. | 4.50% p.a. | |
3.39% p.a. | 4.00% p.a. | 4.14% p.a. | 4.07% p.a. | |
3.39% p.a. | 3.95% p.a. | 4.14% p.a. | 4.08% p.a. | |
3.39% p.a. | 3.90% p.a. | 4.14% p.a. | 4.09% p.a. | |
3.89% p.a. | 4.02% p.a. | 4.64% p.a. | 4.26% p.a. | |
3.89% p.a. | 4.01% p.a. | 4.64% p.a. | 4.30% p.a. |
Fixed investment rate | ||||
---|---|---|---|---|
| Principal & Interest | Interest Only | ||
Effective from 28/06/2019 | Interest Rate | Comparison Rate | Interest Rate | Comparison Rate |
3.99% p.a. | 4.33% p.a. | 4.24% p.a. | 4.34% p.a. | |
3.99% p.a. | 4.31% p.a. | 4.24% p.a. | 4.35% p.a. | |
3.99% p.a. | 4.30% p.a. | 4.24% p.a. | 4.36% p.a. | |
4.49% p.a. | 4.46% p.a. | 4.74% p.a. | 4.53% p.a. | |
4.49% p.a. | 4.49% p.a. | 4.74% p.a. | 4.56% p.a. | |
3.89% p.a. | 4.14% p.a. | 4.14% p.a. | 4.16% p.a. | |
3.89% p.a. | 4.12% p.a. | 4.14% p.a. | 4.16% p.a. | |
3.89% p.a. | 4.10% p.a. | 4.14% p.a. | 4.16% p.a. | |
4.39% p.a. | 4.25% p.a. | 4.64% p.a. | 4.33% p.a. | |
4.39% p.a. | 4.27% p.a. | 4.64% p.a. | 4.36% p.a. |
Roll to variable rates | ||||
---|---|---|---|---|
| Owner Occupied | Investment | ||
Effective from 28/06/2019 | Principal & Interest | Interest only | Principal & Interest | Interest only |
4.02% p.a. | 4.02% p.a. | 4.12% p.a. | 4.12% p.a. | |
4.02% p.a. | 4.02% p.a. | 4.12% p.a. | 4.12% p.a. |
Interest Only available up to 5 years, with an LVR less than 80%.
Maximum LVR of 90% (including capitalised LMI) for Investment products.
Fees and Charges
Terms, conditions, fees and charges apply. All information is correct as at 28/06/2019 and is subject to change. Full details available on application. Lending criteria apply. Adelaide Bank a Division of Bendigo and Adelaide Bank Limited ABN 11 068 049 178. Australian Credit Licence/AFSL 237879. GPO Box 1048, Adelaide SA 5001.