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Foreign exchange services

Simple and secure solutions to make international payments and currency risk management easy.

Explore our solutions

Choosing the right banking partner is crucial to your business’ success on the global stage. Backed by a team of dedicated specialists, Bendigo Bank’s range of foreign currency products and services help make managing your international business easier. Whether you're paying suppliers overseas or receiving payments from customers around the world, we’re here to help.

International payments

  • Securely send and receive funds worldwide through telegraphic transfers.
  • Get support in-branch or from our specialist FX team.
  • Make one-off spot FX or reoccurring payments in 20+ major currencies.
  • Convert currencies at competitive exchange rates.
  • Same-day processing available.

Foreign exchange risk management (Hedging)

  • Protect your business from currency movements and get more cashflow certainty.
  • Supported by our specialist FX team.
  • Competitive fixed exchange rates tailored to your business.
  • Choose from Forward Contracts, Swaps and Options.

Online FX

Send or receive payments regularly and need more visibility? Bendigo Bank's Online FX offers approved business customers convenient access to foreign exchange services via e-banking.

  • Securely send and receive international payments.
  • Quote and book FX deals using real-time exchange rates.
  • View past payments and settlement history.
  • Email or print receipts for completed transactions.
  • Use your desktop computer, mobile phone or tablet.
  • Available between 6.00am – 10.00pm AEST/AEDT.

Need a hand? Our FX specialists are available to help.

Ready to take next steps

Contact our dealing desk today to help you.

Advantages of banking with us

Discover the benefits that come with our foreign exchange services.

Access to all major currency pairs and over 20 currencies globally

Direct access and support from our team of FX specialists

Fast exchanges with same day processing available

Support for simple transfers and structured foreign currency flows

Competitive rates and simple, transparent fees

Choose how you make payments – in-branch, in e-banking or through our team of FX specialists

Important information

For important information on our products, please view our terms and conditions.

Currency cut-off times

Foreign exchange transactions and international payments must be received before the cut-off times to ensure same-day processing.

Currency Code Cut-off time
US Flag Unites States Dollar USD 3:00pm
Euro flag Euro EUR 3:00pm
United Kingdom flag United Kingdom Pound Sterling GBP 3:00pm
Switzerland flag Swiss Francs CHF 3:00pm
New Zealand flag New Zealand Dollar NZD 10:00am
Canadian Flag Canadian Dollar CAD 3:00pm
Japanese Flag Japanese Yen JPY 10:00am
Singapore Flag Singapore Dollar SGD 11:00am
Thailand Flag Thai Baht THB 10:30am
Hong Kong Flag Hong Kong Dollar HKD 11:00am
Currency Code Cut-off time
South African Flag South African Rand ZAR 1:00pm
Philippine flag Philippine Peso PHP 10:30am
Swedish flag Swedish Kroner SEK 2:00pm
Fijian flag Fijian Dollar FJD 11:00am
Denmark flag Danish Kroner DKK 2:00pm
Indian Flag Indian Rupee INR 10:30am
Norway Flag Norwegian Kroner NOK 3:00pm
Indonesia Flag Indonesian Rupiah IDR 10:30am
Chinese Flag Chinese Renminbi CNY 3:00pm

Need help?

Our dealing desk specialists are here to support you with our tailored market solutions.

Phone

Speak directly with a market specialist.

At a branch

Use our branch locator to search for a branch near you.

Email

Send an email to us at the following email address.

Ready to take the next step

We acknowledge the Traditional Owners and Custodians of the land where we live, learn and work. We pay our respects to all First Nations peoples and acknowledge Elders past and present.

We are dedicated to creating an inclusive and safe space for our team members of all genders and sexual orientations through inclusive hiring, leave policies and workplace design.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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