First home buyers
Upgraders and downsizers
Choose between a variable or fixed interest rate.
- Monthly fee
There’s no monthly fee on SmartSaver.
Choose between Principal and Interest or Interest Only.
Make extra repayments without penalty:
- Variable rate - unlimited
- Fixed rate - up to $20,000 per year.
It’s free to redraw online or via phone banking (minimum $1).
Applying for a loan is easy.
You can get the help of an expert mortgage broker. Or apply with us direct.
Either way, we’re here to find the right loan to suit your needs.
What you’ll need to get started:
The amount you’d like to borrow (our borrowing calculator can help)
Your assets, including estimated values
Your liabilities, including credit limits
Your gross income
The approximate value of any property offered as security
Your deposit amount
The equity you have in your home.
Planning to buy your first home? Read through our tips before starting your search.
Handy tips if you’re looking to upgrade, downsize or just want to move to a home that’s more in tune with your lifestyle.
Here’s what you need to know if you’re planning to buy an investment property.
Thinking about buying your own business premises? Or would you like to simply invest in commercial property? Here are our tips.
Advice and tips on managing your accounts, including help with internet banking.