Credit cards

With an Adelaide Bank Visa card you get the option of up to 55 days interest free and the convenience of cash access at ATMs (displaying the Visa logo) in Australia and overseas.

Adelaide Bank Visa Card

With our Visa credit card you can get up to 55 days interest free*, or choose our zero days interest free option and you’ll pay no annual fee. Visa is accepted in over 200 countries and territories throughout the world and offers access to cash at ATMs (displaying the Visa logo) in Australia and overseas.

Download the key fact sheet for this card.


Up to 55 days interest free

Zero days interest free

Minimum credit limit



Minimum repayments

$5 or 3% of outstanding
debit balance (whichever is greater)

$5 or 3% of outstanding
debit balance (whichever is greater)

Interest on purchases

19.24% p.a.

17.98% p.a.

Interest-free period

Up to 55 days

Zero days

Interest on cash advances

19.24% p.a.

17.98% p.a.

Annual fee



Late payment fee



View Credit Card Fact Sheet

Learn about the benefits of linking your credit card to an offset account

*The 55-day interest free period consists of your 30-day statement cycle, plus the 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase is made.

Information correct as at 1 February 2019 and is subject to change. Adelaide Bank lending criteria, terms, conditions, fees and charges apply. Full details of terms & conditions available on application.

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For more information on choosing and using credit cards, visit the ASIC consumer website

The terms in which this credit card is offered can change over time.

To check if changes have been made contact us on 1300 652 220.