Who we are

Our brands, vision and values

With over 2.9 million Australians banking with us across Bendigo Bank and Up, we’re building on our history of innovation to always live up to our purpose.

Our unique Community Bank model continues to have a significant impact, contributing over $416 million back into the communities where we operate, and Up is reinventing banking for a new generation.

Headquartered in Bendigo and with extensive reach across regional Australia, our team of 7,000 employees delivers positive banking experiences to make people’s lives easier.

That’s why we’re the better big bank.

Our purpose

We are committed to building the prosperity of our communities, customers, shareholders, and partners. We firmly believe successful customers will create a more successful bank. Our purpose, history, and values inform who we are today and where we see ourselves in the future.

Our approach

We create trust by always acting in an ethical manner and ensuring equity and fairness in our pricing. Our directors are responsible for the setting of the frameworks and policies we are governed by. Our executive embed and execute those directions and ensure we deliver value to all our stakeholders.

Our roots

A proudly regional bank, our headquarters are in Bendigo, Victoria. Through our national branch network, and our agribusiness specialists out on rural properties, we’re dedicated to building long-term relationships with our customers, shareholders, and the communities we serve.

Our brands

Bendigo Bank

Bendigo Bank is a trusted Australian bank caring for millions of customers. We offer retail, business, agribusiness, and third-party banking services across Australia and via a national branch network.

Learn more about Bendigo Bank

Up

Up is Australia’s first cloud-hosted bank. With its digital-first perspective, Up exists to simplify peoples’ lives and help them to create financial freedom through technology, innovation and creativity.

Visit Up

Our subsidiaries

Leveraged

Leveraged is one of Australia’s first margin lending firms. Built on a foundation of private banking style account management services, Leveraged is highly recognised for its customer service excellence.

Visit Leveraged

Bendigo Bank Community Foundation

Our charitable arm offers communities and not-for-profit organisations across Australia the opportunity to raise and distribute tax-effective donations to benefit their own communities.

Visit Foundation

Sandhurst Trustees

Established in 1888, Sandhurst Trustees offers a wide range of products and services including investments and funds management, commercial loans, access to funeral bonds, the management of estates and trusts, and the provision of corporate trustee and custodial services.

Visit Sandhurst Trustees

Our values

Make a difference

We create a positive impact for our customers, communities, and each other, because we genuinely care.

Be better together

We are empowered, we speak up and together we continuously improve, learn, and grow.

Own it

We take initiative and commit to our decisions to deliver better outcomes.

Find the right way

We make balanced decisions by considering the risk and reward of any given situation and a diverse range of perspectives.

Our history

Bendigo Bank has a long and proud history.

We began in 1858 on the Bendigo goldfields when we responded to the sudden and rapid wave of migration, establishing the Bendigo Mutual Permanent Land and Building Society to improve living conditions for thousands of migrants seeking their fortune.

Soon after in 1877, South Australia's Hindmarsh Building Society was established, founded on the principles that home ownership was the cornerstone of a successful community and that owning a home should be possible for everyone.

These businesses and more than 80 other organisations have come together to form our current bank, an Australian owned, top 100 ASX listed company, with more than 110,000 shareholders.

This history informs who we are today.

Explore our timeline

A journey through our history since 1858

1858	Bendigo Land and Building Society is formed in Bendigo to help people buy a home. Prolific Bendigo architect WC Vahland is a founding director.
1865	The first shares are issued to Mr W.A. Jamieson.
1871	Society secretary James Burnside and committee member George Aspinall launch the Bendigo Easter Fair, one of Australia’s longest running annual community events.
1877	South Australia's Hindmarsh Building Society is established.
1888	Sandhurst Trustees is established.
1982	77 employees. 12 branches. First Australian bank to offer VISA cards.
1985	We list on the Australian Stock Exchange.
1990	Launch Australia’s first ever mortgage offset account.
1991	Leveraged Equities commences operations.
1995	Convert from a society to a bank named Bendigo Bank, inspired by the town where it all began. 700 employees. 74 branches.
1998	Launch the world’s first shared value systems with the Community Bank model where bank profits are reinvested back into local communities.
1999	Official Bank of the Geelong Cats.
2001	We launch online banking.
2002	We introduce Australia’s first green loans.
2005	Welcome our 1 millionth customer.
2007	Adelaide Bank merges with Bendigo Bank. We sponsor the brand new WNBL team, Bendigo Spirit.
2008	Opens regional Australia’s first ever 5-star building in Bendigo. 4,000 employees. 400 branches.
2010	We make the decision not to directly finance coal, coal seam gas, crude oil, natural gas, or native forest logging projects.
2011	We launch the Bendigo Bank app. We share $50 million in profits with Australian communities.
2014	We make BRW’s Most Innovative Companies list. Opens new Adelaide office with 5-star energy rating and 1,200 plants. Official Bank of the Adelaide Crows.
2016	We welcome our 100,000th shareholder.
2018	Up Bank is launched. First bank to offer altogether Apple Pay, Samsung Pay, Google Pay, FitBit Pay, Garmin Pay, OSKO and PayID. Open Bendigo Bank House, low-cost apartment style accommodation for Bendigo Health patients and their families.
2019	First lender globally to have a digital home loan application and assessment process in partnership with Tic:Toc.
2020	We establish a national bushfire appeal with 100% of donated funds going directly to communities in need. $46 million raised. We achieve carbon neutrality.
2021	Profits passed back to Australian communities total $270 million.
2025	$416 million in profits shared with Aussie communities. Fund our 500^th defibrillator at sporting grounds and public spaces Australia-wide.
2026	2.9 million customers. 7,000 employees. 700+ points of presence.