Interest at fixed rates No matter what happens with interest rates at any time in the
future, you’ll know what your minimum monthly repayment is - giving you
peace of mind. Monthly reducing interest Not only is the interest rate highly competitive, the interest you'll pay
on an Adelaide Bank Personal Loan is monthly reducing. This means you only pay
interest on the amount outstanding at any time during the loan - not the original
amount - which can save you a lot of money compared with other forms of finance.
How much can I borrow? With an unsecured loan, you can borrow from $5,000 to $10,000 for any worthwhile purpose. If the loan is secured (that is, you secure repayments of the loan against the asset you purchase, such as a new car) you may be able to borrow a larger amount. Secured loans also start at $5,000. And you can use cars, motor cycles or caravans as security. Of course, what determines how much you can borrow is your ability to repay
the full amount borrowed plus interest within the term of the loan. (That's
why our loans are only available to approved applicants.) How long can I have to repay the loan?You can choose a term of up to 7 years for both secured and unsecured loans.
Don't forget you'll benefit if you pay off your loan sooner because you'll save
on interest. Ready to Apply?
Fast approval over the phone (SA customers only)
Simply call 13 22 20 to get started (if you’re calling from country
South Australia you can call 1300 652 220 toll-free). Or we can Call you Back at
a more convenient time.
Please have the following information at hand:
- where you live ie. your address
- your annual income
- your driver's licence details
- limits on your current credit cards
- mortgage repayments or rent each month
- what you pay each month on other loans
- what you would like to borrow the money for
- employment details
- what sort of work you do.
Of course we still treat your application with just as much care and privacy as we would if we were dealing with you face to face. | 
