Save Stacks of Time & Hassle!

• Lo Doc Express is a special type of home loan that does not require you to provide proof of income.
• This feature is particularly useful if you're self-employed or PAYG, because you don't need to spend hours with the accountant pouring over payslips, tax returns and financial statements.
• It's a fully-featured home loan - you can opt for a HomeBuyer Power line of credit, a variable rate term loan or get the benefits of 100% offset with our Mortgage Tamer Home Loan.
• Choose from principal & interest or interest-only repayments.
• Available for building loans and Go-Between Loans too.

Best of all - you have loads of options

• Automatically rolls to the standard variable rate after 2 years (provided the account is well conducted); OR
• Convert to Standard Variable Rate after 12 months by providing proof of income (a fee may be payable).
• Get variable interest rates that start as low as our standard variable rate.