What can a comparison rate do for me?

• Comparison rates help you to better consider the seemingly unlimited number of home and personal loan options in the market.
• They break down the cost of a loan into an interest rate that reflects both known bank fees and the interest rate that applies to the loan.
• Once you have a good idea of the cost of the loan, you can concentrate on what you need out of the loan - like the ability to make extra repayments, especially on fixed rates.

What is the comparison rate for my loan?

• The comparison rate is based on a certain loan amount and loan term - so it is likely that the advertised comparison rate will be different from the comparison rate for your loan needs.
• Use our comparison rate calculator to calculate a comparison rate for your own loan amount.

How can I learn more about comparison rates?

• The frequently asked questions guide on the right will help you understand what the comparison rates are telling you about the loan products on offer.
• Contact an Adelaide Bank lender - they'll take the time to explain comparison rates and our wide variety of home and personal loan products available to you.

Related links

• The Consumer Credit Code website contains information on Mandatory Comparison Rates plus a consumer's guide to comparison rates.