Finance lease

• Offers you the option of leasing a purchase from the Bank.
• At the end of the agreed term you may choose to purchase the asset from us by making a residual payment, or return the asset to us.
• Interest rate is fixed for the term of the contract and payments are calculated in advance on settlement.

Asset purchase

• Allows you to purchase a portion of the asset from the Bank gradually as payments are made.
• Ideal for taking advantage of GST benefits.
• Ownership of the asset is transferred to you at the end of the loan.

Features

• Minimum loan amount $20,000.
• Repayment frequency can be adjusted to suit cash flow requirements.
• 100% financing available (required for finance lease, optional for asset purchase).