A basic home loan with a competitive variable rate and no monthly fees. SmartSaver has the flexibility of redraw, voluntary repayments without penalty and a choice of principal and interest or interest only repayments.
Download the SmartSaver fact sheet
A fully featured variable home loan with a 100% offset account to maximise the benefits of any savings you build up by reducing the interest charged on your home loan. The SmartFit loan also offers interest only repayments of up to 7 years for Owner Occupied or up to 10 years for investors looking to pay back only the interest incurred on the loan.
Download the SmartFit fact sheet
A fully featured home loan with the option to fix your interest rate from one to five years, with a 100% offset account. The locked in repayments over your fixed term allow you to take control of your budget, while still benefitting from the interest offset for any savings you build up. The SmartFix loan gives customers the choice of making interest only repayments to allow investors to pay back only the interest incurred on the loan.
Download the SmartFix fact sheet
A home loan which allows self employed customers to sign an income declaration form with accountant verification, instead of providing proof of income documentation. The SmartDoc loan comes with a fully featured 100% offset account to reduce the interest charged and the option of interest only repayments of up to 7 years for Owner Occupied or up to 10 years for investors to minimise their costs. Variable and fixed interest rates available.
Download the SmartDoc fact sheet