How do I refinance my loan?

We recognise that the loan you took out when you first bought your property may not fit as well now as it did then, which is why we’ve made it easy for you to refinance your loan to better suit your needs.


Contact us 


If you’re looking to refinance your loan, call us to discuss your lending options. Alternatively, you can complete our enquiry form and we'll call you back.

Phone-icon  1300 652 220
 Monday to Friday 8am-7.30pm (CST)
 Saturday 10am-6pm (CST)
Email-icon  Complete our enquiry form


What information do I need? 


Before you submit your application to refinance your loan, we’ll need some information about your objectives and current financial position. You’ll need to have access to the following information:

  • your current assets, including estimated values
  • your current liabilities, including credit limits
  • your gross income
  • the approximate value of any property offered as security
  • your deposit and equity


Things to consider 


Before discussing your refinancing options, you should consider:

  • your product options with our compare our products page
  • whether your home and contents insurance is adequate
  • whether you will need mortgage protection insurance
  • that you may need to pay Lenders Mortgage Insurance (LMI), depending on the Loan to Value Ratio (LVR)
  • break costs or other fees associated with exiting your existing loan may apply
  • that fees and charges will apply, refer to our fees & charges
Find out more about the refinancing process.