How do I apply for a new home loan?

We’re here to help you with a new loan that suits your individual situation – whether you might  be looking to buy a new property, fix the rate on your loan or borrow extra money.

Contact us 

If you’re looking to apply for a new loan, call us to discuss your lending options. Alternatively, you can complete our enquiry form and we'll call you back.

Phone-icon  1300 652 220
 Monday to Friday 8am-7.30pm (CST)
 Saturday 10am-6pm (CST)
Email-icon  Complete our enquiry form

What information do I need? 

Before you submit your application for a new loan we’ll need some information about your objectives and current financial position, including:

  • your current assets, including estimated values
  • your current liabilities, including credit limits
  • your gross income
  • the approximate value of any property offered as security
  • your deposit and equity

Things to consider 

Before discussing your new home loan with us, you should consider:

  • your product options with our compare our products page
  • whether your home and contents insurance is adequate
  • whether  you’ll need mortgage protection insurance
  • that you may need to pay Lenders Mortgage Insurance (LMI), depending on the Loan to Value Ratio (LVR)
  • the fact that fees and charges will apply – refer to our fees & charges

Find out more about the new home loan process.