About us

Adelaide Bank is a leading customer connected business, operating for more than 100 years.  Adelaide Bank was established in January 1994, originating from the Co-operative Building Society of South Australia, which was Australia's largest building society at that time. 

In 2007 Adelaide Bank merged with Bendigo Bank, forming Bendigo and Adelaide Bank Limited , a publicly listed company owned by more than 82,000 shareholders. Bendigo and Adelaide Bank Limited ranks in the top six banks in Australia by capitalisation.

Adelaide Bank is now the dedicated intermediary lending business of Bendigo and Adelaide Bank Limited. We have a specialised focus on supporting intermediaries through continued product innovation and exceptional service levels. 

Adelaide Bank’s success is achieved by distributing mortgage products through partnerships with industry professionals. This offers our customers the freedom of choice when sourcing products that best meet their financial needs.

So how do we rate? Ratings agency Standard and Poor’s recently revised Bendigo and Adelaide Bank Limited's credit rating to A-. This followed a recent upgrade to A- by Fitch Ratings and we continue to hold a long-term credit rating of A2 with Moody’s.

Adelaide Bank has assets under management of more than $17 billion, and Bendigo and Adelaide Bank Limited has more than $52.1 billion.

Our vision 

Our vision is to deliver well-designed, value-for-money lending solutions and a stress-free experience to consumers and their chosen advisers. 

You can expect more with Adelaide Bank.

Our services 

Our award-winning mortgage division services the third party mortgage industry, including originators, brokers and mortgage managers. In addition, Adelaide portfolio funding funds aged care and third-party credit providers.

Mortgage broking
Our mortgage broking proposition is your boutique alternative. We focus on strong relationships, user-friendly products, and fast and predictable service for you and your clients.

As a mortgage broker you can expect a personalised approach, greater reliability and direct access to our decision makers.

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Mortgage origination (HomeLend)
Our mortgage origination program is your first step to mortgage management, providing you access to our full suite of products and allowing you to choose your own margin.

Our origination model gives you the ability to focus on delivering an outstanding customer experience at the front end, while we take care of your back office administration functions.

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Mortgage management
Our mortgage management program provides you with access to our full range of products and services, which are delivered under your own brand.

You’ll take full advantage of your strong marketing, distribution, credit and servicing expertise through our integrated lending platform. Our mortgage management program allows you to build your own customer experience from beginning to end.

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Portfolio funding
Our portfolio funding division works to provide sustainable funding solutions to lending businesses in both mortgage and non-mortgage markets.

We provide professional advice and innovative funding structures that deliver reliable funding, and create long-term partnerships with niche financiers. 

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Our family of brands